Central Bank Education Loan Online Application Form, Interest Rate, Abroad - CENT Vidyarthi Education Loan :
1.Central Bank Education Loan - CENT Vidyarthi will be providing
education study loan for India, Abroad for college student. so All the
interest Candidates to follow the Interest rate, Criteria, EMI
Calculator, Subsidy Procedure to below will providing below.
2.Central Bank Education Loan official Website @ www.centralbankofindia.co.in
3.Central Bank Education Loan CENT Vidyarthi Education Loan Objective
The scheme aims at providing financial assistance on reasonable terms :
(a) To the poor and needy to undertake basic education.
(b) To the student/employed persons to pursue higher education
4.Central Bank Education Loan Eligibility Studies in India :
(b) To the student/employed persons to pursue higher education
4.Central Bank Education Loan Eligibility Studies in India :
(a) School education including plus 2 stages.
(b) Graduation courses - B.A, B.Com, B.Sc etc
(c) Post Graduation courses - Masters & Ph.D
(d) Professional courses - Engineering, Medical, Agriculture, Veterinary, Law,
(e) Dental, Management, Computer etc.
(f) Computer Certificate course of reputed institutions accredited to
(g) Department of Electronics or Institutions affiliated to University.
(h) Courses like ICWA, CA, CFA, etc.
(i) Courses conducted by IIM, IIT, IISc, XLRI, NIFT etc.
(j)Courses offered in India by reputed Foreign Universities.
(k) Evening courses of approved institutions.
(l) Other courses leading to Diploma/Degree etc. conducted by Colleges/Universities approved by UGC/Govt./AICTE/ICMR etc.
(m) Courses offered by National Institutes and other reputed private institutions. Any other institution courses depending on future prospects/recognition by user institutions deemed proper by the Bank.
5.Central Bank Education Loan Studies Abroad :
(b) Graduation courses - B.A, B.Com, B.Sc etc
(c) Post Graduation courses - Masters & Ph.D
(d) Professional courses - Engineering, Medical, Agriculture, Veterinary, Law,
(e) Dental, Management, Computer etc.
(f) Computer Certificate course of reputed institutions accredited to
(g) Department of Electronics or Institutions affiliated to University.
(h) Courses like ICWA, CA, CFA, etc.
(i) Courses conducted by IIM, IIT, IISc, XLRI, NIFT etc.
(j)Courses offered in India by reputed Foreign Universities.
(k) Evening courses of approved institutions.
(l) Other courses leading to Diploma/Degree etc. conducted by Colleges/Universities approved by UGC/Govt./AICTE/ICMR etc.
(m) Courses offered by National Institutes and other reputed private institutions. Any other institution courses depending on future prospects/recognition by user institutions deemed proper by the Bank.
5.Central Bank Education Loan Studies Abroad :
(a) Graduation : For job oriented professional/technical courses offered by reputed Universities.
(b) Post Graduation : MCA, MBA, MS. etc.
(c) Courses conducted by Chartered Institute of Management Accountants (CIMA) - London, Chartered Public Accountant (CPA) - USA etc.
6.Central Bank Education Loan Students Eligibility
(b) Post Graduation : MCA, MBA, MS. etc.
(c) Courses conducted by Chartered Institute of Management Accountants (CIMA) - London, Chartered Public Accountant (CPA) - USA etc.
6.Central Bank Education Loan Students Eligibility
(a) Should be an Indian National.
(b) Student should be in the age group of 16 to 40 yrs
(c) Secured admission to Professional/Technical courses through Entrance Test/Selection Process.
(d) Secured admission to Foreign University/Institutions.
7.Central Bank Education Loan Quantum of Finance Need based finance subject to repaying capacity of the parents/students with margin and the following ceilings:
Studies in India - Maximum Rs. 7.50 lacs
Studies Abroad - Maximum Rs. 15.00 lacs
8.Central Bank Education Loan Margin
(b) Student should be in the age group of 16 to 40 yrs
(c) Secured admission to Professional/Technical courses through Entrance Test/Selection Process.
(d) Secured admission to Foreign University/Institutions.
7.Central Bank Education Loan Quantum of Finance Need based finance subject to repaying capacity of the parents/students with margin and the following ceilings:
Studies in India - Maximum Rs. 7.50 lacs
Studies Abroad - Maximum Rs. 15.00 lacs
8.Central Bank Education Loan Margin
Upto Rs. 4 lacs - No margin
Above Rs. 4 Lakhs In India 5%
9.Central Bank Education Loan Security
Upto Rs.4 Lakhs: No security .Only to take co-obligation of either or both parents/guardian
Above Rs. 4 Lakhs In India 5%
9.Central Bank Education Loan Security
Upto Rs.4 Lakhs: No security .Only to take co-obligation of either or both parents/guardian
Above Rs.4 Lakhs and upto Rs 7.50 Lakhs: Collateral in the form of satisfacfactory third party guarantee
Above Rs.7.50 Lakhs: Collateral security of suitable value or co-obligation of parents/ guardians/ third party along with the assignment of future income of the student for payment of installments
Abroad 15%
10.For More Details Please Visit: www.centralbankofindia.co.in/english/loan_vidyarthi.asp
Above Rs.7.50 Lakhs: Collateral security of suitable value or co-obligation of parents/ guardians/ third party along with the assignment of future income of the student for payment of installments
Abroad 15%
10.For More Details Please Visit: www.centralbankofindia.co.in/english/loan_vidyarthi.asp
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